With the Banking and Regulation track you study how banks make lending and investment decisions, and the broad challenge of managing macroeconomic risk through regulation and supervision of banks. This track is one of 7 tracks you can opt for in our Master's in Finance.
Banks play an important role in our economy. The recent crisis has taught us a lot about the challenges that these institutions and their regulators face. How should banks’ lending and investment activities be managed, to balance bank profitability with systemic risk? What is the primary purpose of banks in evolving financial markets? How can the banking sector be optimally regulated?
The Banking and Regulation track provides you with the theoretical foundation to analyse these key issues and formulate your own motivated opinions on developments in banking, risk management, ethics, and financial regulation.
If you are interested in pursuing a career in bank lending or risk management departments, or in government and central bank positions, this is the track for you.
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Apart from the 6 general courses of the full programme, you will follow 4 track-specific courses and electives.
In this course you will research, analyse and discuss a wide range of topics that define the field of banking today. The particular focus will be on the recent financial crisis and its consequences. Topics include: major risks faced by banks, spot lending and asymmetric information, credit rationing, syndicated loans, off–balance sheet banking, risk management techniques such as Value-at-Risk (VaR), financial fragility, bank runs, and bank regulation.
Choose 1 out of 2 courses:
In this course you will cover the economic foundations for financial regulation and prudential policy. It offers you a guide to the evolving micro-prudential legislation targeting structural vulnerabilities associated with bank intermediation. You will learn to understand the formal rules, but also the spirit of novel regulatory approach, indispensable to appreciate future countercyclical policy.
Choose 2 out of 3 courses:
DSB, named for its founder Dirk Scheringa, was famous in the Netherlands for its sponsorship of football champions AZ, but mostly for its cutting-edge loans, mortgages and connected insurance policies. During the Financial Crisis, it experienced a run by depositors following a call from a consumer group to pull money out of the controversial institution. The Dutch government decided against nationalising the failing bank; it was not considered too big to fail. What was the impact of DNB’s failure on its deposit holders? Did government policy help insure clients? What was the governance structure of DNB, and did that play a role in its demise? These issues and more are discussed in class.
Graduates of the Master's in Finance/Banking and Regulation track have excellent job prospects for positions at regulatory agencies at the national and transnational levels, or in banking and consulting at Dutch or international companies, such as:
|Credits||60 ECTS ECTS, 12 months|
|Language of instruction||English|